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The branch location may be owned by the bank or may be leased by the financial institution. Code: 12 - Full Service Retail Office - Accept deposits, make loans, open/close accounts, loan officer on site, normal hours, Give loan and deposit rates, located in a retail facility such as a supermarket or department store; may or may not have safe ...

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Spencer Savings Bank, a community bank headquartered in Elmwood Park, NJ, has been serving its local communities with integrity and pride for more than 100 years. The bank, serving consumers and businesses, operates 27 Financial Centers throughout New Jersey. Connect with Us: NMLS #421318 Routing Number: 221271951. NMLS Consumer AccessVisit our Hackensack, NJ, branch at 70 Hackensack Avenue, or call us at (201) 881-0190 and ask about any of our products - checking and savings accounts, home borrowing solutions, student loans, credit cards, and more. At Citizens, we are here to help you bank better. So, if you have a question about buying a house, paying for college, saving ...

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